Who can we help?

• High-income, high net worth families who will not qualify for need-based financial aid.
• Business owners have the ability to control their college-funding strategies drastically.
• Low-income families who will qualify for need-based financial aid wherever their son/daughter decides to go to college.
• Middle-class families who may qualify for aid at some schools, but not at others.
• Guide grandparents in the best way to gift funds to grandchildren for their college expenses.

How can we help?

• Suggest places to save for college, which will not negatively effect your chances for receiving financial aid.
• Discuss and review which schools offer the best aid packages.
• Help families set up cash-flow plans to help get through the high-cost college years.
  

Can you afford to send your kids to college and retire?

• College funding is a retirement issue. We help all families realize this and help them find a way to pay for college without delaying their retirement.
• We offer advice to all of our clients on how to reach their retirement goals.
  

"The challenge is to overcome the myth that higher-income families believe there is nothing proactive they can do to reduce their college costs."

"We utilize a combination of proprietary academic, financial and tax savings strategies customized to a family's individual situation that can potentially save them tens of thousands of dollars over the four years their child attends college."

What if I do not qualify for financial aid?

• Many of our clients fall into this category.
• Our expertise is in helping families figure out the best tax-advantaged way of paying for their portion of the college costs.
• Help market your child to schools that offer tuition discounts for families who don’t qualify for need-based financial aid.
• Strategies to lower income, gift, and estate taxes can significantly reduce the cost of college because you have to pay for college on an after-tax basis.